MasterCard Worldwide, founded in 1966 as the Interbank Card Association (ICA), have provided consumers four decades of educational programs. These were designed to provide Peace of Mind, Debt Know How, and Credit Wisdom.
So, what's the circumstances regarding a prepaid MasterCard? First, there are two categories of prepaid MasterCards: Prepaid Gift Cards and Prepaid General Purpose Cards. Second, each card is not the same-each has its own benefits and shortcomings. Third, as a consumer, you ultimately have to suffer somewhat for the greater good of your finances. This translates into fees, card limits and other stipulations. However, knowing before hand what you are looking for equals less stress for you!
*Prepaid Gift Cards
Ideal for friends and family, you can customize the design of these cards to make them more personal. Usually gift cards have no monthly fees and can be used only once.
*Prepaid General Purpose Cards
These cards can be used just like debit cards-both for online and offline purchases-and for miscellaneous activities, such as Payroll and bills.
In researching different MasterCards, I have developed criteria based on the following factors:
(1) USAGE-one time use/reloadable(2) ACCESSIBILITY-offline/online purchase(3) LIMIT-up to $500; up to $2500; up to $10,000(4) PRICE-up to $5; up to $10; up to $20; up to $30
Each card can earn a maximum of 5 stars.
*Recommended Prepaid Gift Cards (3/5)
+Springbok Services Bonus and Incentive Card+Anywhere Gift Card+Best Present On-the-Spot Reward Card+Best Present MasterCard Gift Card
*Recommended Prepaid General Purpose Cards (3/5)
+BuyRIGHT Prepaid MasterCard+Mio Money Prepaid MasterCard+US Paycard+All-Access MasterCard Gift Card+Webcertificate+Eurofa Income Opportunity Prepaid Card+eFinity Prepaid MasterCard+PrivaCash Prepaid MasterCard+Vaya Prepaid MasterCard
*Outstanding Prepaid General Purpose Cards (4/5)
+DiamondCard Prepaid MasterCard+Ta'Facil Prepaid MasterCard+Springbok Services MasterCard Reloadable Card+Springbok Ser. Customer Loyalty and Consumer Promo
*Essential Prepaid General Purpose Cards (5/5)
+Western Union Prepaid MasterCard
All cards featured can be used both online and offline-wherever the MasterCard symbol is accepted. I chose these cards because they can be purchased online. Other cards were sold only at certain retail stores. The internet is more accessible for consumers to apply for these cards. Not only that but they're covered by MasterCard's Zero Liability within the U.S. Each card can be loaded with a reasonable amount of money within $500 to $10,000. For more information, visit www.mastercard.com.
Visit www.creditcardadvices.info for more information about Applying for Credit Cards
Will Mastercard or Helzberg help me out?
okay let me clear this up first: i am an IDIOT.
my two sisters went together to get me a beautiful ring from helzberg diamonds for my graduation. i had it for a week and lost it in my yard.
this ring had a warranty on it, but i dont know if it covers the act of stupidly losing the ring in your yard.
i heard that a credit card may refund a lost ring, but since they bought it with one of theirs and i would have to go to them to get the help from mastercard, (i have been keeping this a secret from them for a week) i will only go to them if i am POSITIVE that mastercard will refund it.
does anyone know what i should do in this situation? im seruiously losing it and would reaaally appreciate any advice.
THANKS.
Answer
You would need to read the warranty to see if it covers losing the ring. If it does than a claim can be filed.
You're not an idiot, people lose things all the time. Hopefully your sisters will be understanding. (I'm sure they have done their share of losing things)
But first, since you know roughly where you lost it, why not rent or borrow a metal detector and go over the yard to see if you can find it.
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