With the Chase PerfectCard MasterCard you can earn rewards everywhere! You get cash back everywhere you use this credit card. At gas stations you save even more. For the first 90 days, you get 6% back on all gas purchases at any gas station. After that you get 3% cash back at gas stations. When you use the Chase PerfectCard everywhere else you get 1% cash back. Think of how much you'd save on your gas bill each year. It doesn't make sense to use cash or your debit card.
Most gas credit cards are applicable at just one gas station. If you're low on gas do you always want to go out of the way to a certain gas station? You could run out of gas driving across town to the other station. Or do you want to fill your wallet with a different credit card for each gas station? Your heavy wallet would weigh you down, nevermind the time it would take to search through those cards every day.
Another perk of this credit card is a 0% introductory rate on purchases and balance transfers for 12 months. For the first year there is no annual fee either. There is only a $19 annual fee if the cardholder doesn't make 9 purchases in the prior year. So the Chase PerfectCard can earn rebates that aren't eaten up by credit card fees.
There is a limit to the cash you can get back with this credit card. Each month you can get up to $15 back on gas. That works out to $500 in gas purchases for one month. That should cover the average person's fuel expenses. Up to $15 of free gas in a month sounds like too good an offer to pass up. Plus there is no limit to amount of rebates that can be earned from other purchases.
This credit card makes cash back more convenient too. Rebates you earn are automatically credited toward future purchases. Other cards often mail gift certificates or checks, which just delays your money.
You don't lose other platinum credit card features like purchase assurance, extended warranty protection, and travel accident insurance. The Chase PerfectCard MasterCard gives you everything and then some more. It lives up to its name.
Compare Chase gas credit cards. Find the best gas card applications online today and start saving. Save money with a cashback credit card.
Master Rental or Visa Car Rental Insurance?
I am renting a car next week and as I was reading through some credit card stuff I came across a note where it states that if I rent a car and I pay it in full with my VISA and an accident happen, VISA will reimburse the car rental company with the actual value of the car plus loss of use and towing to nearest place charges, the only thing they require is for me to decline all insurance coverage offered by the car rental company. I also read MasterRental which is pretty much the same thing as Visa car rental but this one is for mastercard cardholders, and it offers pretty much the same benefits. I do have liability insurance in one of my own cars, cause I know that credit card companies insurance will only pay the damage to the rental car and not the damage to the third party that has been involved in the accident. I also know (or believe) that most car rental insurance will automatically cover everything even if you declined to it as long as the accident you were involve was not your fault. So now that I have given you all of the details, my biggest concern is: should I use the MasterRental program or the VISA program?? since I know there is a lot of fine print that may differ from one to the other... which one will be the best pick and why? thanks!
I do have both visa and mastercard gold and platinum, I am just undecided which one to use and which one will give me the best coverage. Thanks
Answer
You can compare how your quotes will change depending from card in internet, for example here - car-insurance.66ghz.com
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